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โญ Editor's Picks

Best Credit Cards of 2026

Our top-rated travel rewards cards

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โญ Editor's Choice
travel

Chase Sapphire Reserveยฎ

Chase

CH
๐ŸŽ WELCOME BONUS

125,000 Ultimate Rewards points

after $6,000 spend in 3 months

Worth ~$2563

Annual Fee

$795

Our Rating

โ˜…โ˜…โ˜…โ˜…โ˜…
4.8

Rewards

8X Chase Travel, 4X flights & hotels booked direct, 3X dining, 1X everything else

Key Perks

  • โœ“Up to $500/year hotel credit via The Edit
  • โœ“Up to $300/year Sapphire Reserve Exclusive Tables dining credit
  • โœ“Priority Pass lounge access
  • โœ“Global Entry/TSA PreCheck credit

Pros

  • + Highest-ever 125K welcome bonus
  • + New $500 hotel + $300 dining credits

Cons

  • - $795 annual fee (up from $550)
  • - Requires excellent credit
Frequent travelers maximizing premium perks
โญ Editor's Choice
travel

Capital One Venture X Rewards

Capital One

CA
๐ŸŽ WELCOME BONUS

75,000 miles

after $4,000 spend in 3 months + $300 travel credit

Worth ~$1388

Annual Fee

$395

Our Rating

โ˜…โ˜…โ˜…โ˜…โ˜…
4.9

Rewards

10X hotels/rentals via Capital One Travel, 5X flights via Capital One Travel, 2X everything else

Key Perks

  • โœ“$300 annual travel credit via Capital One Travel
  • โœ“Capital One Lounges + Priority Pass
  • โœ“10,000 anniversary bonus miles ($185 value)
  • โœ“Hertz President's Circle status

Pros

  • + $300 credit + 10K miles makes effective fee ~$95
  • + Growing lounge network

Cons

  • - Fewer transfer partners than Chase/Amex
  • - Capital One lounges limited
Best value premium travel card (effectively $95/year)
โญ Editor's Choice
travel

Chase Sapphire Preferredยฎ

Chase

CH
๐ŸŽ WELCOME BONUS

75,000 Ultimate Rewards points

after $5,000 spend in 3 months

Worth ~$1538

Annual Fee

$95

Our Rating

โ˜…โ˜…โ˜…โ˜…โ˜…
4.6

Rewards

5X travel via Chase, 3X dining & streaming & online grocery, 2X other travel, 1X everything else

Key Perks

  • โœ“$50 annual hotel credit via Chase portal
  • โœ“Points worth 25% more on travel via Chase
  • โœ“10% anniversary points bonus
  • โœ“Primary rental car insurance

Pros

  • + Low $95 annual fee
  • + Strong 75K bonus

Cons

  • - No lounge access
  • - Lower earning vs Reserve
Best entry-level premium travel card

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